Many people are unaware that an area of investment opportunity exists apart from the familiar world of stocks, bonds, annuities, and other traditional investments where it is possible to experience consistent cash flow with targeted double-digit interest rates paid on a monthly basis.  This type of investment is secured by real estate, and in many cases, by the personal guarantees of the Borrowers. Private mortgages have stable returns and fit well within a portfolio of stocks, bonds and real estate.