|
Why Would You Choose a Mortgage Broker
By using our service you will have access to more than 50 different lenders (banks, trust companies, private lenders) with products to suit your needs regardless of your income or credit rating.
With our experience in the Canadian mortgage industry, we are well aware of what your requirements might be. Different people have different needs and hence, in an effort to serve you better, we provide customized solutions to assist you with your mortgage process. From refinancing an existing mortgage, buying a new home or commercial property, or making available ready cash for emergencies - whatever be your need - we have an answer.
Save your time and money
A mortgage broker can shop the banks for you saving you time and money. A broker has many banks to choose from so you get the best rate!
Determine how much you can afford
You may prefer to meet with the mortgage company before house hunting to determine in advance how much you can afford and the mortgage amount for which you can qualify. This step is called pre-qualification and can save you time and trouble by making certain you are looking in the correct price range.
Get the best rate
Mortgage brokers work with wholesale rates rather than retail rates. They can often provide rates lower than what you may get quoted by a bank which uses retail rates.
Get multiple offers
A mortgage broker has the ability to have your loan approved and submitted to many different lenders. If a particular lender should cause a delay or refuse the loan the mortgage broker can have another lender begin to underwrite the loan. This will insure there are no timely or costly delays in your loan process!
If you have any questions or concerns, you can contact us directly via email or phone. We know all of the strategies and we are experts in negotiating the product that suits your needs, not the product the makes the Bank or Lender the most money.
Our mortgage advisory service is free to our clients. Most of the Banks and Lenders in Canada pay us a referral fee to find them great clients.
Looking forward to hearing from you and once again, thanks for visiting.
|